Having just downloaded a new texture from Pixel Dust Photo Art; some samples of the differing applications to follow.
1. The texture layer added; with a Hue Only adjustment.
2. With 22% Transparency + Hard Light, then a little toggle with both Contrast and Gamma settings. Wanted to bring out the text as much I could.
Thanks so much to Bonnie, and her ever-generous spirit, at Pixel Dust Photo Art site, where she offers the free download here for this sweet new texture, named Feelings.